Community Development Fund by NCRC

Flexible loan options for small businesses and developers working in underserved communities, with a focus on racial equity and economic inclusion.

The NCRC Community Development Fund offers mission-driven lending to help close the racial wealth gap and expand access to capital in underserved communities. Their programs support entrepreneurs, affordable housing developers, and small construction firms—especially those who are Black, Latino, women-owned, or based in low- to moderate-income areas.

Loan offerings include:

Microloans under $50,000 for early-stage or small businesses

Small business loans up to $500,000 for scaling operations

Affordable housing capital for community-minded developers

With over 87% of funding going to Black or Latino-owned businesses, this resource is a strong fit for entrepreneurs seeking capital with a social equity mission.